The 3 Credit Bureaus
Founded in 1968
Transunion collects and aggregates information on over one billion individual consumers in over thirty countries. Its customers includes over 65,000 businesses.
Founded in 1899
Equifax collects and aggregate information on over 800 million individual consumers and more than 88 million businesses worldwide.
Founded in 1996
Experian collects and aggregates information on over 1 billion people and businesses including 235 million individual U.S. consumers.
How long does credit repair take?
Unfortunately, there’s no way to predict how long it will take to repair your credit, as every credit report is different. Credit bureaus are required to respond and resolve credit disputes within 30 - 45 days, although it can take them even longer. Though that seems like a short timeline, the average consumer may have multiple errors that need to be disputed.
Disputes take time
Credit bureaus can take 30-45 days to investigate each negative items.
We have fast disputing methods
On average, our clients seen improvements within the first two weeks.
DID YOU KNOW?
Information that cannot be on a credit report
Medical information (unless you provide consent).
Notice of bankruptcy (Chapter 11) more than ten years old.
Debts (including delinquent child support payments) more than seven years old.
Age, gender, marital status, or race (if requested from a current or prospective employer).
Any criminal record.